Saving for retirement, paying for college tuition, and building wealth are important goals for many households. Investing in indexed universal life (IUL) insurance can be a great way to achieve these goals, while providing a death benefit and tax advantages.

However, confusion remains among those unfamiliar with the concept of IUL, as with any complex financial product.

Key facts:

IUL insurance offers a unique financial solution that combines the security of life insurance with the potential for market-related growth.

It is important to understand the fees and costs associated with IUL policies, as well as their potential volatility and caps on returns.

An IUL insurance policy can be a great option for investors looking for higher potential returns, but it is important to consider the associated risks and costs before making an investment. But what is most important is THE STRUCTURE of the plan, because if it is not done right, it can affect your future.