Life Insurance

Life insurance is essential for providing financial security and peace of mind to your loved ones in the event of your passing. It ensures that your family is protected from financial hardships by covering expenses such as funeral costs, outstanding debts, mortgage payments, and daily living expenses. 

Additionally, life insurance can serve as a long-term investment, offering savings and benefits that can be used during your lifetime. By securing a life insurance policy, you guarantee stability and support for your dependents, helping them maintain their quality of life even in difficult times.

Life insurance with living benefits can be worth it if you need extra financial support in case of an illness or injury.  (financial support, peace of mind)

Hopes and Dreams

 

We all have hopes and dreams for the future. Life insurance may help those hopes and dreams come true for your child — through every stage of their life.

Insurance for your child

• Simple and fast to issue

• Less expensive than when bought as an adult

• Locks in insurability when they are healthy

• Has the potential to build cash value

Term Life Insurance

Term life insurance provides coverage for a predetermined amount of time, typically between 1 – 35 years. Death benefit will payout if the policy owner passes away within the term of the policy.

  • Cost effective option for young growing families or individuals looking for more affordable coverage.
  • There is no guarantee of renewal when the term ends; however, certain term policies may allow for an option to renew.

Return-Of-Premium Term

We offer a compelling Return of Premium (ROP) term insurance policy which returns all contributed premiums if the insured outlives the term period.

  • Premium returns can start as early as the second year.
  • Life insurance protection in place if needed and return of premium investments if not.